December

Discover • What a healthcare agent is and why you need one • How to choose the right person to make medical decisions for you • The power and responsibilities of a healthcare agent Empower yourself with knowledge on healthcare proxies and advance directives

What is an estate tax and a gift tax and how are they different? The federal estate tax applies to the transfer of property at death. The gift tax applies to transfers made while a person is living. The generation-skipping transfer (GST) tax is an additional tax on a transfer of property that skips one or more generations.